Should I?: Your questions about money

This is you: you are young and hungry. You are in your 20s or 30s. You are working hard, growing a decent career in your job or business. Making your own money. It’s all good.

Thing is, you are expected to already know what to do with this money. Granted you know how to spend it buying things - hell, everybody does - but you don’t know how to budget, save or invest it.

Should I? responds to these lingering questions about your personal finances.

Questions such as, ‘What should I know before joining a Sacco?’ ‘Should a rookie like me put money in shares?’ ‘Why am I so insecure when I don’t have enough money?’ ‘How am I always broke before my next payday?’ ‘Should I borrow money from my woman?’

Bett is a certified accountant, a small business owner and a former financial auditor. She is also a personal finance columnist with Daily Nation newspaper.

Bett has drawn from her personal experiences and from engagements with her readers, to respond to your questions about how to make money and manage it smarter.