Changing Consumer Law in the United Kingdom After Brexit?: A Study in Laws Governing Consumer Credit and Unfair Terms in Consumer Contracts in the United Kingdom, Germany, Norway and Switzerland

The extensive elimination of binding force of EU law in the area of consumer law opens up new regulatory opportunities for the UK legislator. This work addresses the question whether regulation of consumer credit and regarding unfair terms in consumer contracts which have been shaped by EU law should be retained or amended. A historical analysis answers the question as to which extent EU law has been shaped and received by the UK in the past. Based on a comprehensive comparative approach, the analysis also reveals whether alternative models of European cooperation offer more regulatory freedom and whether the (non-) implementation of consumer law could serve as a model for new regulation in the UK.