Young journalist Tanimo la investigates the story of ‘they mystery man in the woods’ at Aba Kosas egbe, rumored to be the notorious moneylender Laiyemo of Agbajo town. Tanimo la’s family is intimately tied to the story, as his grandfather, Naya, was neighbor, childhood friend and rival of Laiyemo , and Laiyemo ‘s father, notorious pirate E ruje je , had swindled Naya’s father of his home and land. Tanimo la’s investigation takes him to a rundown hut, where an invalid Laiyemo lies, his past sins destroying him from the inside out. Laiyemo tells Tanimo la that, though he was jealous of Naya when they were younger, he remembers him as kind and wishes he had followed his advice to avoid pride. Laiyemo reveals his vision of the three bundles - destiny, fate and karma - and tells Tanimo la to learn the rest of his story from his benefactor, T'e nibe gi. T'e nibe gi’s tale begins with young Laiyemo as the prideful leader of his e gbe (age group). He was the son of the richest man in town. Laiyemo ’s father, E ruje je , gained his wealth from piracy and then took over the town as a moneylender. Greatly feared and hated by all, he was ostracized. He isolated himself on an island farm far from others. He was found dead after a mysterious visitation by seven bats and seven owls. Days after his funeral, his henchman and a crone were seen conducting a ritual over his grave. When Laiyemo took over the moneylending business, he destroyed the town of Agbajo . Almost all in town were indebted to him; many sold themselves into slavery to him to save their families. The town faced famine and great poverty. During the town’s Centenary Anniversary celebrations, Laiyemo ’s e gbe led a 'show of shame’, where they fed currency into the cooking fire for the feast. The e gbe danced and sang, ‘We are fully satisfied. Who cares that some are hungry.