Does the world of finance mystify you? Need to sort your money matters out but don’t know where to start?

You may not have been born into money; you might not be able to overthrow the whole financial system, but the good news is that you don’t need an economics degree to improve your financial position.

Over time, small changes will make a big difference to your bank balance. From micro-investing to side-hustling, couponing, freecycling and consolidating debt, every step you take in the direction of financial freedom will inch you closer towards a brighter future. Whether you’re a student, freelancer, business owner or professional, mastering the art of money management can - and will - change your life.