Virtually everyone begins life poor with a net worth and bank balance of $0. This book lays out a simple plan to become financially successful and even become wealthy. I repeat a SIMPLE plan that anyone can do. It also describes pitfalls that prevent most people from succeeding with money. Most importantly it describes the great opportunities available to all young people and how they can best take advantage of those opportunities. The author has been very successful in a number of fields. I am very fortunate to have been a successful investor, CFP Certified Financial Planner, financial coach, a teacher for 50 years and also a distance runner also for 50 years. I have also been a successful stained glass artist though unrelated. I’ve written this book to share my knowledge and experiences with young people and all people so that they too can use these ideas to improve their financial prospects or even become rich. It is doable and this book shows how to do that in very simple terms. You might be amazed at how simple and even easy it is to build great wealth. Also very important, we explain pitfalls that prevent most people from becoming wealthy and how to avoid those mistakes.