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This book title, Your Mortgage (Co-Op) Closing, is meant as simply a statement to you on how your Co-op closing is expected to go. Maybe this title will send a twinge down your spine and you will run to this book to see either what to do or what the heck just happened? The important thing to know is that you are not alone. Over the years I have found that too many of us are not prepared for our upcoming closing, and view it as just a quick signing process where we get the money and the lender takes our unit. HA! If this is you, boy, do you need to read this! As you know, there are several areas of your application that must be verified and reviewed, such as income, assets, employment, credit, property, and citizenship. These areas of your life are all in motion, and it is sometimes difficult to coordinate all into a loan approval, but it does happen. Yet as much FUN as this can be, there is still the wonder of your upcoming closing. Where will it be?…Who will be there? …What do they do?… What do I bring?…What do I wear?…(the ladies, that is…guys don’t really care.) At your closing there will be much happening in a short period of time and this book will give you advance insight as to what is going on while you sign, sign, sign. I will try to prepare you for the event while greatly reducing the fear of the unknown. Some of you may say, Oh, so what …? I’ll just sign and go. Well, Okay, but as I mention in the book, YOU are responsible for everything you are signing-wouldn’t you like to know a little? This is what we talk about here. In plain, simple language. So, get your book, grab a coffee, pull up a chair, and let’s talk!
