Consumer Finance Law: Understanding Consumer Financial Services Regulations

A global pandemic, ensuing economic decline, and mandated changes from the Dodd-Frank Act have provided greater challenges and opportunities in the consumer markets resulting in rapid change in the regulatory environment for businesses. To help lawyers understand this evolving practice area, Consumer Finance Law is a collection of the most critical consumer financial protection laws covered to help you stay relevant and current. Practical and timely, the guide is a resource for any lawyer or stakeholder seeking an introductory, high-level treatment of consumer finance laws. Leading experts have addressed both technical rule requirements and policy underpinnings of salient laws.Faithful to the black letter law with respect to public debates regarding consumer protection policy, this comprehensive treatise only identified key policy goals where needed, in a dispassionate, neutral manner. The guide provides readers with an explanation of the complex federal agencies that enforce these laws and discusses: - The purpose, objective and functions of the Consumer Financial Protection Bureau and Federal Trade Commission- History of Unfair, Deceptive, and Abusive Acts or Practices and the 2020 Policy Statement- Truth in Lending, Fair Credit Reporting Act, and fair lending- Consumer bankruptcy law and overview of various chapters- The creation of the Military Lending Act and its implementation- And much more!