Against all bounds of common sense, Janine lands herself in charge of her yacht club's annual Christmas Potluck. Sailing the tricky course between a clean finish and a complete wreck, she desperately needs a rescue. Or perhaps it's time to set her own course. Howie loves to sail but saving to buy his own boat takes time. He volunteers as crew when he can. And for the annual whirl of yacht club parties, he gate crashes as Santa. When he sees one club has declared a pirate theme, he can't resist and goes in with full sails set. But neither of them expect to find love in Santa's gift bag.