Encourages mindful and intentional money management. Explains how small tweaks and behavior changes can make a significant difference. Teaches how to plug those budget leaks that play havoc on your finances Helps reduce anxiety around facing money issues through development of a sustainable personal financial plan Challenges readers to improve their financial behavior so their life won't be the same 10, 20, 30 years from now Teaches readers how to identify emotional triggers and reduce the amount of spending decisions that are based on emotions Helps people determine where they want to go, know where they are now, and bridge the gap between the two Introduces a new SMARTER goal system to help build a financial plan that is tailored around one's personal goals, habits, values, and attitudes Explores the root behaviors of money management to empower sustained behavior change