Credit card expert, Beverly Harzog, shares how she went from being a credit card disaster to a credit card diva. When Beverly got out of college, she spent the next 10 years racking up debt on seven credit cards. Credit card limits, she believed, were merely guidelines , certainly not anything to be taken seriously, especially if she was in dire need of a new pair of shoes. The fact that she was a CPA (Certified Public Accountant) at the time adds an ironic twist to the credit quagmire she slowly descended into. In CONFESSIONS OF A CREDIT JUNKIE, Beverly candidly details her own credit card mishaps and offers easy-to-follow advice to help others avoid them. In this much-needed book, you’ll learn: * How to use the Credit Card Personality Quiz to choose the right credit cards * The seven ways to use a credit card to rebuild credit * How to get out of debt using a balance transfer credit card and pay zero interest while doing it * Credit card strategies to save loads on groceries, petrol and more Anyone in debt will benefit from the down-to-earth, practical tips Beverly offers.