After serving in the Civil War with Mosby's Rangers, Kelly Andrews wanted a quiet life away from people. He found such a job as a cowboy near Springfield, Missouri. After three years, the owner sold his ranch, and the new owner had his own crew. This set Kelly on his way west to find a new life. He stopped in Coffeeville to change a gold piece into smaller money. While he was in the bank, robbers came in and ordered the customers to the floor. Kelly was lying beside a young woman who was frantic. He calmed her by putting his hand on hers and whispering to her. One of the robbers saw this and used the two as human shields as the sheriff and his men were now out front. The sheriff let the robbers go as to confront the robbers would mean the death of the young lady. The robbers stopped about a mile out of town and tied them up together. One of the robbers thought it would be funny to strip them from the waist down and tie them together. It was embarrassing, but it brought the two together in a dramatic way. The story unfolds with daring exploits and love stories.