Credit Repair

Bad credit can get better

Bad credit can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. The sensible strategies in Credit Repair help you take control of your finances, clean up your credit reports and rebuild your credit. Learn how to:

prioritize debts and create a budget

reduce debts and cut expenses

negotiate with creditors

correct credit report errors and remove old information

add positive information to your credit reports

adopt strategies to rebuild your credit, and

avoid identity theft and credit repair scams.

The 16th edition covers when a lender must explain credit decisions and the latest strategies for dealing with student loan debt. It also includes recent debt collection developments, such as limitations on how often a collector can call and restrictions on a collector's use of texts, emails, and social media.