This book explores the future of the financial services industry, giving readers an idea of the kinds of institutions and services that will survive in the early twenty–first century. * An informative and provocative exploration of the future of the financial services industry. * Focuses on likely changes in the near future, such as greater use of the Internet for banking transactions and the increasing globalization of financial services. * Points to the probable disappearance of the insurance sector as a separate industry. * Describes changing conditions in key financial centres, especially the US, the UK, Germany, Japan and Switzerland.