This historic book may have numerous typos and missing text. Purchasers can usually download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1876 edition. Excerpt: …In his declaration, the insured was asked, and answered: 13. A. Is the party sober and temperate?
Yes.
B. Has he always been so?
Yes.
- Is the party aware that any untrue or fraudulent allegation made in effecting the proposed insurance will render the policy void, and that all payments of premium made thereon shall be forfeited?
Yes. The intimate friend, George H. Alcoke, to whose name and residence the insured referred in his declaration, was asked and answered in writing as follows:
3. A. Are his habits of life temperate?
Yes.
B. Has he always been temperate?
Yes. Alcoke testified on the trial that he signed this statement at the request of and to accommodate the insured, without giving any special attention to the matter. He also stated to the company that Davidson did not practise any bad or vicious habit tending to shorten life. The insured further answered that he never had any serious sickness, and that Dr. McCarty attended his family. The company’ -1 examining physician, Dr. W. W. Dawson, passed the applicant, recommending the company to take the risk, but certified that he was not acquainted with him; and the soliciting agent, John M. Macy, who procured the risk, testified on the trial, that he was not acquainted with Davidson, and there was no evidence in the case to show that he or anybody connected with the company did know him. On January 31, 1869, the insured died, after being confined for a short period to his room and bed. In the proof of loss made out by the deceased’s administrator, and by him offered in evidence to the jury, the defendant not at the time…
