This book delves into the world of financial systems, exploring a wide range of topics from money laundering and cryptocurrency to home lending and the symbolism of currency. In the first chapter, "Money Laundering," the book examines the process of disguising the proceeds of crime and integrating them into the legitimate financial system. It provides an in-depth look at the techniques used to conceal the origin, ownership, and destination of money and the challenges faced by regulators in detecting and preventing it. The second chapter, "Crypto Currency: Ethereum," examines one of the most popular decentralized digital currencies and blockchain platforms, Ethereum. It explores how Ethereum enables the creation of smart contracts and decentralized applications and how it compares to other cryptocurrencies such as Bitcoin. The third chapter, "Dynamics of Home Lending in Relation to the Broader Financial System," takes a closer look at the home lending process and how it affects the availability of credit for households and the stability of the housing market. The chapter also examines the factors that influence home lending and its impact on the broader financial system. In "Symbolism on Currency," the fourth chapter, the book delves into the cultural, historical, and political meaning of the designs, images, and inscriptions on paper money and coins. The book then takes a look at the innate risks of the North American financial systems and economy in "Chapter 5: Innate Risks of North American financial systems and economy" and the development of financial institutions through history in "Chapter 6: The History of Financial Institutions." "Chapter 7: Fintech and the Democratization of Financial Systems" discusses the impact of rapidly growing industry of Fintech on financial services and how it aims to improve and democratize it. Crowdfunding, which allows individuals and organizations to raise money from a large number of people, is discussed in "Chapter 8: Crowdfunding" In "Chapter 9: Public-Private Partnerships: The Intersection of financial systems and healthcare" the book examines how collaboration between public sector and private sector can achieve a shared goal, such as the delivery of public services or the financing of infrastructure projects, specifically in the field of healthcare. Finally, "Chapter 10: Post-pandemic inflation and its impact on the North American financial systems and economy" examines the expected rise in prices of goods and se