Home Is Where The Hummingbird Lives: Surviving Homeownership

For the average person interested in owning a home, the legal and financial considerations can be a confusing maze. The banking industry has been taking advantage of this to prey on consumers, increasing their own profits at our expense.

In this empowering memoir, a single mother relates how her personal battle to keep her home turned into a moral mission to take a stand against predatory lending practices. For years, Sophia Monteroso fought against the banking system, making mistakes and learning inside details of the mortgage market along the way. Though housing is a universal need, the challenges facing middle class homeowners are only growing. Monteroso saw how homeowners were at a disadvantage in the court system. Her fight became about setting new case precedent in order to stop banking transgressions from hurting American families. It became about doing her part to make sure the housing crisis of 2008 can’t happen again.

This edifying story holds critical advice for first-time buyers and long-term homeowners alike. Major banks have become greedy behemoths, and something must change. It is the small against the mighty, but by banding together we can take back our homes-and our futures.