Grace is a reflection of the author’s business experiences and missed investment opportunities, cast in the light of twenty-first-century possibilities. Grace uses biblical principles to encourage people to create wealth, and it undergirds global economic realities. Grace presents the theory-based upon observational facts-that a reasonable, healthy, and rational person has at his or her disposal the tools to create wealth. The book will challenge its readers to choose lifestyles that allow for them and their families to create wealth. Grace is for persons who are serious about building wealth for themselves and their children.