This books is an attempt to offset the damage that the mass media and incompetent advisors have done to my clientele. Since many have children, it’s also a primer to get their kids off to a great start in life. Unfortunately most people do not know how to talk to their children about money; it’s one of the strongest taboos left in our society. There is no reason that any young person has to get off to a bad start financially; especially considering the simple techniques that can be used to avoid most financial land-mines. My goal is to help you avoid those mistakes and correct the ones you’ve already made.