Allison does not accept gifts. Not even on her birthday. Not even from her fianc . So when she finds herself without her wallet and unable to pay the tab for an expensive lunch with a friend, it is with great reluctance that she accepts the generosity of a total stranger. Determined to repay his kindness, Allison comes face-to-face with the dark secrets that drive her inability to accept even the simplest act of benevolence.