Your Credit Score: How to Improve the 3-Digit Number That Shapes Your Financial Future

Today, a good credit score is essential for getting decent terms on credit - or for getting credit at all. But that’s just the beginning: You’re now being judged on your credit score by everyone from employers to cellphone carriers. Now, best-selling journalist Liz Pulliam Weston has thoroughly updated her top-selling guide to credit scores, with crucial new information for protecting (or rebuilding) yours.

Weston thoroughly covers brand-new laws and rules surrounding credit scoring - including some surprising good news and some frightening new risks. Don’t settle for an out-of-date guide to credit scoring, when Your Credit Score, Fifth Edition offers brand-new coverage of all this, and more:

Recent consumer-friendly reforms in lending, credit score calculation, and credit bureau behavior - and how to take advantage of them

How you can finally get your credit disputes reviewed by an actual human being

Why recent medical debts shouldn’t impact your score anymore

How to get a legitimately free FICO score without getting ripped off

How lenders have recently loosened their criteria, making it easier to get loans even if your credit isn’t perfect

Important new options for student loan borrowers - including brand-new ways to dramatically limit your payments

How tax refund fraud is soaring - and the one little-known way to avoid becoming a victim

The disappearance of manual underwriting : why it’s now virtually impossible to get a mortgage without credit scores

Weston updates her guidance on raising your FICO score… fighting lower limits or higher rates… maintaining the right mix of cards and balances… bouncing back from bad credit… choosing credit solutions that help, not hurt… explodes both new and old myths about credit scoring… and much more!