Finance 2.0 addresses the following developmental move toward the universe of banking and money, a groundbreaking excursion filled by innovation, advancement, and changing client assumptions. This new period isn't simply a redesign yet a total reconsidering of how monetary administrations are conveyed, experienced, and made due. At the center of Money 2.0 is the use of state of the art advancements, for example, blockchain, computerized reasoning, and information investigation. These advancements have proactively started to alter customary financial activities, prompting further developed proficiency and security. Blockchain, for example, is introducing another time of straightforwardness and confidence in monetary exchanges. Shrewd agreements, empowered by blockchain, computerize complex monetary cycles with unparalleled accuracy. Man-made brainpower, one more foundation of Money 2.0, is changing client cooperations. Chatbots and menial helpers give every minute of every day customized help, while man-made intelligence driven calculations empower banks to offer modified monetary arrangements, survey credit risk, and distinguish misrepresentation continuously. These headways guarantee improved client encounters, quicker direction, and better gamble the board. Finance 2.0 additionally implies the ascent of decentralized finance (DeFi) and computerized monetary standards. DeFi stages are reshaping loaning, acquiring, and exchanging by killing middle people and offering clients more prominent command over their resources. In the interim, digital currencies like Bitcoin and Ethereum are testing the customary idea of cash and empowering cross-line exchanges with uncommon speed and cost-productivity. The fate of banking in the Money 2.0 period is additionally about monetary consideration. Innovation is spanning holes by giving financial administrations to unbanked populaces through versatile banking and computerized wallets. These arrangements engage people to get to monetary assets, construct credit, and partake in the worldwide economy. Be that as it may, this new scene accompanies its own arrangement of difficulties, including expanded online protection gambles and the requirement for powerful administrative structures to guarantee the security and trustworthiness of monetary frameworks