The world of investing can appear frighteningly complex; a fog of jargon, littered with costly traps for the unwary. To the uninitiated it seems you need deep knowledge of the markets, and to dedicate hours each week if you want to do this yourself. Or you need to find a good advisor, which is not easy to do if you don’t have a lot of money to invest.

But it’s not difficult to manage your own money and it needn’t take a vast amount of time. The key is investing in a ‘ready-made’ investment portfolio, where someone else has done the hard work of devising the right blend of investments.

This book is for young professionals with busy lives, who don’t have time to faff with their investments. For people who want to save and invest properly, in a structured and well thought out way.