When most people think about retirement, they imagine leaving a job they dislike, dropping out of the rat race and turning their back on the pressures of employment. They often see retirement as a welcome change or an escape to something more peaceful and serene.However, retiring is not only about giving up your job and spending your days relaxing: it’s also about entering one of the most exciting and challenging stages of life. Retirement can be a time to draw upon your personal and professional experiences to open new doors of opportunity and education. It can be a time to realize your potential and accomplish significant goals that you delayed because of the responsibilities of working and raising a family.The opportunities in retirement are endless; however, a successful retirement doesn’t come without its hurdles. There are many considerations such as living on a reduced income, creating a health and wellness strategy, examining relationships with family and friends, allocating personal time, establishing living arrangements, adopting and adapting to different social roles and adjusting to the eventual death of a partner, friends and family members.