A guide line, that if adhered to, will tilt the odds in the favor of the investor. This book will give the individual investor the knowledge to know when investing their money whether or not they are in the presence of someone who has their best interests at heart or not. This book will help them to know that they are making the most efficient use of their time, effort, energy, and money. This book is written to assure investors that they are in control of their money and fulfilling on their American Dream.