One of the first steps toward good money management is opening a bank account or two. How debit and savings accounts work, how to get cash from these accounts, and more are covered in this introductory volume on using money. Practical tips such as shopping around for a good deal and credit card management are woven through basic economic concepts of spending, budgeting, and saving. Written in understandable language with age-appropriate information, the main content, sidebars, and fact boxes ready readers for the beginning of their long financial lives.