Perhaps the most difficult decision anyone makes when money is involved is whether to spend or save. From birthday money from Grandma to a paycheck made from a paper route, the money young people make is no different. This volume covers the most basic concepts of money including income, budgets, and taxes. It is written in a language level that is appropriate for an audience just beginning to be concerned with these matters. The main content covers the many ways one can save money, including for long-term goals such as retirement. Sidebars and fact boxes contribute further detail and examples about more difficult concepts.