This quite humorous book was written for my daughter, ROSE, so she may learn that life’s teachings sometimes come from the most unlikely of sources, and they don’t cost a penny to obtain. I’ve broken this book up into two parts: first, a desciption of some of those who influenced my life, and then second, some real funny (and perhaps, some not too funny) stories about growing up in the Bronx, in the ‘60’s. I’m Cold.Put On a Sweater, was a favorite adage of my mom, and I’ve since learned that it’s sometimes just the easiest way to get your thought (or demand) across. I hope you enjoy reading this as much as I did writing it.