When his wife finds the body of an Army veteran in the lake, it is inevitable that former cop, now unofficial P.I. Rushmore McKenzie will get enmeshed in a complicated case of possible murder.

It all starts with the body in the water-on what should be the first boat day of the season, McKenzie's wife Nina finds a dead Army vet. As the dock owner and the insurance companies claim that it was suicide, despite the deceased, E.J. Woods, having no obvious reason to kill himself, his widow starts acting suspiciously. McKenzie finds himself pulled into the fight when Naveah, the victim's daughter, convinced her father was murdered, asks him to investigate.

Further complicating the situation are uncooperative boaters, allegations of PTSD, and the simple fact that there was no reason for E.J. to be in the water. McKenzie's investigation unearths not only the petty squabbles surrounding the lake and its dock, but details of her father's past that Naveah is perhaps better off not knowing. With Nina haunted by dreams of the body and the legal fight over cause of death becoming increasingly nasty, McKenzie may be the only one interested in finding justice for E.J.- and uncovering the truth before another person dies.