Millennials are puzzled, especially ordinary people with ordinary jobs: How can they provide for retirement without job protection, steady pay raises, guaranteed pensions, or even 401(k) plans? With advances in science, medicine, and technology they’ll live a good five years longer than their parents, needing even more money.

The purpose of this book is to tell Millennials about a time-tested solution to this puzzle, one that’s brilliant in its simplicity. In addition to solving the money problem, it’ll also restore hope and optimism about the future.

Turns out that re-allocating one’s career, and not finding more income, is the solution. The Greatest Generation paid off the mortgage by age 50-55, liberating the last 15 years of career for saving and investment accounts. Do the same and result will be a cash nest egg that’s a whopping five times your annual income, which can pay half of living expenses during 20 years in retirement. With the other half paid by Social Security and other income, you can provide for retirement on the income you currently earn.

This is the Nest Egg Strategy, an old idea whose time has come again. If it seems too simple - remember- the truth is always simple! (Online calculators at www.nesteggstraetgy.com will report how much money this means to you.)

With the retirement puzzle solved, you can turn to protecting your refuge and sanctuary from the dint and tumult of the outside world, including a fickle real estate market and callous lenders. After all, it’s the most important place your life - home is sacred space!

This book could go a long way to easing America’s retirement challenge. Well written and wise. Honorable Richard D. Lamm, Former Governor of Colorado.