Sandy Elliot is devastated when a fire destroys her new business and doesn't know how she can go on. When she receives a call from her grandmother's old friend seeking her help, a trip to Bellbird Bay seems like the answer to a prayer.

Rob Andrews is proud of what he has achieved with Bay Bikes, the business he set up when he returned from Afghanistan. But the memory of his time there still plagues him and has always prevented him from forming any close relationships, afraid his deep-seated guilt and recurrent nightmares would scare off any woman foolish enough to become involved with him.

Upon meeting, it's certainly not love at first sight. Sandy hates his beard and tattoos while Rob, though attracted to Sandy, doesn't believe he deserves to find happiness.

But Bellbird Bay is a small town, and their paths continue to cross, making it impossible for them to ignore each other or to deny the attraction between them.

With the festive season approaching, can Sandy and Rob overcome their pasts and enjoy a celebration of their own?