Margot Anderson goes with her girlfriend to White Bear, Alaska, from their home in North, Alaska, to enjoy all the Halloween activities the town has to offer. What she doesn't expect is to get a rescue from a seaplane pilot who happens to be from White Bear and a polar bear just like them. Craig MacMathan had a delivery to make when his cousin sees a vision of a couple of polar bears needing Craig's help. Not only are the ladies single, but they're coming to his town to have fun. And he's more than ready to help them have a great time.

But Margot is having nightmares related to something that has to do with White Bear, her mother doesn't want her to go there, and they have a mystery to solve as Craig gets deeper into his relationship with Margot. Until she solves it, she doesn't want to drag another bear into her world of nightmares, but Craig isn't just any other bear.