You know when your parentals or someone else always took care of the finances and now you find yourself adulting and you hold your breath. You check your bank account online and you get that sinking feeling in your stomach. Or you’re standing in line at the grocery store and you get ready to swipe your card and you pray it will go through; you’re nervous, anxious and possibly embarrassed. You are stressed out by your finances and you have come to realize you don’t understand how money works. You need to figure out the systems so that you can easily pay your bills, get your head above water, have a real savings and accumulate for the future. You are believing God and asking for wisdom and you know there’s a solution based on His word.

Want financial freedom but you’re stressed and don’t understand how money works? Your mission should you choose to accept it is within 5 weeks or less to be empowered with a blueprint to manage your money for consistent savings of $1300 or more annually so that you can look forward to a secure financial future glorifying God in the process.

A marriage of finances, faith and facts exposing the schemes of forces that are putting many in bondage today. It’s time for individuals and communities to be enlightened and freed from the bondage of debt and destructive thinking.

I came to Dr. Haynes for financial counseling expecting to gain more insight on how to manage my money better for before and after marriage. Not only did she meet my expectations, but with her knowledge, expertise, and applying her methods, I was able to reach one of my financial goals. This had previously seems like an impossible feat. With Dr. Haynes’ guidance and much effort, over $10,000 in credit card debt had been eliminated within just several months! I am now closer than ever on the journey to my financial freedom and am in the position to be arriving soon! What a blessing! Thank you, Dr. Haynes! Cassia C.

WOW! This is what my education has afforded me to do. It makes it worthwhile to know I’ve impacted families and changed their trajectory. One person at a time, whose next?-Dr. Chonta

Chonta Haynes is more than a typical author, she uses biblical principles to show others how to have an abundant life employing God’s word. Using her experiences from teaching biblical finance for over 14 years and the truth of the Word, she’s written a new book, Not Just Paper, principles for financial success…The value of the book is financial soundness, discipleship and a journey to the heart of God…other students often buy multiple copies to give to family and friends after reading Not Just Paper. The University’s President has given an endorsement for this book and the Pastor uses the paired workbook (Financial Wisdom For Financial Freedom) with his premarital counselees.‘ - Dunndeal Publications

Dr. Haynes gives great insight for those that desire to attain a stress free financial life. Beginning with the financial mind-set to the basics of investment, an easy to follow plan is laid out. This book will be a valuable treasure in anyone’s financial literature library. -Dr. Thomas L. Dozier

President, Grace & Truth Christian University; Pastor, The Word of Grace and Truth Ministries

The simplistic straight forward use of practical application is steeped in the richness of the Word applied to everyday practices. Dr. Haynes takes a thought provoking approach to everyday concerns with results that elevate the reader while engaging him. Transformative for individuals, families, communities and nations, if applied. The challenge for the reader is to be a doer of the Word to live a stress free abundant life. -Artricia James Heard Owner, A Right Way Credit Counseling